Financial Support

 

 

Most first-generation-to-college students come from working class and low income families. The pressures of combining school with work, and the shrinking availability of loans and scholarships, place low-income students at risk of completing college. Students were asked how their family's economic status affects their college experience. Most explained that lack of financial resources did not mean that education was not a priority in their families. As one student stated:

I come from a low income family. So... I have to get a loan. But, my parents would always tell me "Just because we don't have the money are you not not going to go to college.... You are going to college." So, that wasn't really a problem for me because no matter what, I was still going to college, if had the money or they didn't have the money. But even so, my parents sometimes struggle for the money to get me here to college. I got the loans, I got financial aid, I got grants, I got some scholarships. So, it wasn't that hard for me, you know. Hopefully it won't be hard for me later in the years.

None of the students interviewed mentioned dropping out for financial reasons. To the contrary, many emphasized the need to get financial aid and to work in order to stay in school. Moreover, many of the Mexican-American and Chicano students emphasized a sense of continued connectedness to family and shared responsibility, rather than a " breaking away" from home. Pedro González, a freshman, tells of how he didn't want his parents to feel obligated financially for his education:

I was working in the broccoli fields alongside of my mother. One of my supervisors told me that one of the big bosses wanted to talk to me over the walky talky. So I was talking to him and he had told me that a counselor from CSUMB called and said I had gotten into the University. Meanwhile my mother was trying to listen to what we were saying. She doesn't speak English, but was trying to understand. She knew that I had gotten into college, and couldn't wait for me to tell her the details. She was very proud of me as was my father. I told them I had also received a full scholarship, which is a lie. I didn't want them to be worrying about me and trying think of ways to support me. So I applied for a loan and got one which is about $1100. I was kind of worried about that, but I just got a $1000 scholarship that is going straight to the loan so I can pay it back now. I am also working at ETS and the TAT building and I send home automatically $250 out of my paycheck home. My mom never wants to accept it, so I tell her to use it for my brothers and sisters because I know they need it. And I feel it is my job to help out with my family so my parents don't have to work so hard.*

Life histories revealed other examples of creative ways CSUMB students support themselves and their families. Juanita López, a junior, has a similar perspective to Pedro on the responsibility of contributing to the family's income:

I'm on financial aid. About my work, well I knew I had time left over and I knew somehow I needed to help my parents out and I am right now with the job that I have, I'm the one who makes the payments for the school. So, I'm working to be here...for being here. My parents provide me with gas money or with food sometimes and I really don't need that money because of my meal card. So, this way I'm really helping them, the money they would be giving me they are using it for any bills or anything they need for the house.**

One graduating senior found another strategy:

I usually have one to two jobs the whole time while I'm in college because that's the only way that it will work and plus loans now. And um... I'll just find a job or a place to go over the summer. But then I took a year off and did the AmeriCorps which helped me with last year's tuition and this year's all about loansAmericorps, its kind of like an Urban Peace Corps and we did community service around San Jose, that's where my, I did City Year, and my chapter was in San Jose. And we worked a lot with kids and the environment and it was a lot of fun, it was really hard, but it was good for me.

Re-entry students like Judie Swartz have few expectations of family support. In fact, many support their own children:

My college experience has never been supplemented by anybody but myself, and grant and loans, so, I had to make that decision knowing that daddy wasn't going to pay for college , and if I really wanted to make the commitment, I was going to have to work for it. So, financially speaking, there is been no impact on my family, but at the same time there was no help.
 
 

 

* The difference in some people's experiences is quite dramatic. In Pedro's case the family was greatly supportive as well as proud that their son had been accepted into a four year university. In "Racial and Ethnic Diversity in Higher Education," one student shares a very different response: "I remember going home that afternoon and proudly telling my mother of my decision. Her response triggered the first painful feelings of academic shock. Dismayed and frustrated she said, 'Estás loca! Cómo piensas ir al colegio si nadie de nuestra familia ha ido? Eso es para los ricos.' (You're crazy. How can you think of going to college if no one in your family has? That is for the rich.) pg. 282.

Financial stresses often are issues for first generation students from low income families. Students are often fearful that they will have to work while they are in school in order to survive, yet are apprehensive sometimes to start school because of those fears. In Rochlin's Race and Class on Campus, he states that "finally, my informants unanimously agreed that a lack of cash, rather than racism, was the primary deterrent to higher education for minorities. 'It all boils down to money,' says Mary Jo Yrún."

 

 

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